: Allows you to withdraw your full balance without an early withdrawal penalty after the first 6 days. Current Rates (as of April 2026)
: Often called "no-penalty" CDs, typically available in a 12-month term .
Rates vary by region and deposit amount. Below are representative APYs for a $1,000+ deposit in select regions: Fixed Term CD from Bank of America: View Terms and Rates
Bank of America offers three primary CD types, each with different terms and renewal structures:
: Promotional accounts with terms ranging from 7 to 37 months .