Structured Settlemen ★ Hot

: A judge often must approve the agreement to ensure it is in the recipient's best interest.

: The claimant receives payments on a fixed schedule—monthly, annually, or as milestone lump sums (e.g., for college tuition). Key Benefits What Is a Structured Settlement? - WSJ structured settlemen

: Both parties agree to a payment plan during settlement talks. : A judge often must approve the agreement

A structured settlement is a financial arrangement where an individual receives compensation from a legal claim—most commonly for personal injury, medical malpractice, or wrongful death—in a series of rather than a single lump sum. These agreements are typically voluntary and are funded through annuities purchased by the defendant or their insurance company from highly rated life insurers. How Structured Settlements Work - WSJ : Both parties agree to a

: The defendant pays a premium to an insurance company, which then issues an annuity to fund the future payments.