: 4.5% for 12 months (includes a boosted rate for new customers).
: 6% variable (max £500/month); top option "open to all" without needing a specific current account. Best Easy-Access Accounts (Up to 4.75%) savings best buy tables
Fixed bonds are best if you can lock your money away to guarantee a return, as rates are expected to slide further in 2026. Best Savings Accounts in the UK (April 2026) Best Savings Accounts in the UK (April 2026)
These accounts allow unlimited withdrawals, making them ideal for emergency funds. : 4.75% (includes a 12-month bonus). With the Bank of England base rate currently
Savings Best Buy Tables: April 2026 UK Market Guide As of late April 2026, the UK savings market remains competitive despite a falling interest rate environment. With the Bank of England base rate currently at , "best buy" tables are essential tools for identifying accounts that still outpace inflation. Top Regular Savers (Up to 7.5%)
: 7% variable for one year (max £250/month).
: 7.5% for six months (max £200/month).