Savings Account ❲2026 Update❳

The user selects a target (e.g., "3 Months of Expenses").

Encourages higher deposit volumes by capturing "hidden" liquidity that users would otherwise spend. savings account

Users can toggle an "Extra Income" sensor. When a deposit 20% larger than a typical paycheck hits (like a bonus, tax refund, or Venmo reimbursement), the app prompts: "You just received a windfall! Move 30% to your 'Safety Net'?" The user selects a target (e

Users are less likely to switch banks once they have a personalized, automated system tracking their financial security. When a deposit 20% larger than a typical

The user sees a weekly summary: "This week, you saved $22.40 just by spending smarter than usual."

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The app scans the last 90 days of transactions to determine the "Burn Rate."