Aim for a monthly mortgage payment that is no more than 30% of your take-home pay.

Remember to account for property taxes, homeowners insurance, and a "repairs" fund for when the water heater inevitably dies.

Reddit's primary rule: .

Before you even look at a house, get a pre-approval letter from a lender like Chase or Rocket Mortgage to show sellers you are serious. 2. Assemble Your Team

Guide — Reddit Home Buying

Aim for a monthly mortgage payment that is no more than 30% of your take-home pay.

Remember to account for property taxes, homeowners insurance, and a "repairs" fund for when the water heater inevitably dies. reddit home buying guide

Reddit's primary rule: .

Before you even look at a house, get a pre-approval letter from a lender like Chase or Rocket Mortgage to show sellers you are serious. 2. Assemble Your Team Aim for a monthly mortgage payment that is