Whether the car is used for personal commuting or commercial purposes. Mandatory Requirements
You can use tools like the Rankomat Calculator to see how your specific vehicle details change the quote. Personalizacja stroju (OC) 1.2
When "personalizing" a policy for a 1.2L vehicle, insurance companies like LINK4 or Allianz look at several factors beyond the engine size: Whether the car is used for personal commuting
OC covers damage you cause to others, including health and property, but it does not cover your own vehicle's damage or stolen items like cash. Cost Insights (April 2026) including health and property
In Poland, OC insurance is for all motor vehicles.