: Designed for low-to-moderate income buyers in designated rural and suburban areas—which account for roughly 97% of the U.S. land mass. Household income generally cannot exceed 115% of the area's median income. 2. Assistance & "Stacking" Strategies
: Combines a 3.5% FHA loan with a forgivable second mortgage, effectively removing the out-of-pocket down payment requirement. options for buying a house with no down payment
: Allows for a 1% down payment, with the lender providing a 2% non-repayable grant to reach the required equity. : Designed for low-to-moderate income buyers in designated