No, it is generally to buy health insurance, though the cost, availability, and specific enrollment rules change significantly based on your age and timing. 1. Enrollment Windows and Deadlines
Healthcare costs often rise faster than standard inflation (e.g., 8–14% annually in some regions), making future out-of-pocket costs increasingly prohibitive.
Insurers often use "age-based loading." For example, in some systems, delaying enrollment past age 30 results in a 2% premium surcharge for every year you wait.

No, it is generally to buy health insurance, though the cost, availability, and specific enrollment rules change significantly based on your age and timing. 1. Enrollment Windows and Deadlines
Healthcare costs often rise faster than standard inflation (e.g., 8–14% annually in some regions), making future out-of-pocket costs increasingly prohibitive.
Insurers often use "age-based loading." For example, in some systems, delaying enrollment past age 30 results in a 2% premium surcharge for every year you wait.