: You must often name the landlord and property manager on your policy.

Choosing the right insurance for an office space typically depends on whether you own the building or are a commercial tenant. Most small businesses utilize a , which bundles the most essential coverages into one package. Core Coverage Types

Landlords typically mandate specific insurance before you can move in:

: Reimburses lost income and pays fixed expenses (like rent and payroll) if a covered disaster makes your office unusable.

: Often a requirement of $1 million per occurrence for general liability.

: Covers your business-owned assets like computers, furniture, and inventory from fire, theft, or vandalism.