: Most lenders look for a score of at least 620 for conventional loans, though FHA loans can go as low as 500.
: You can't change it. Review the noise levels, neighborhood safety, and proximity to work/schools at different times of day .
When you’re viewing a home, look past the fresh paint. Use this "must-have" vs. "nice-to-have" system to keep your head clear: i want to buy a home
: Check the "big three"— foundation, roof, and electrical wiring . These are the costliest red flags in an inspection.
: Lenders typically look for an annual income between $100k–$125k to approve a $400,000 mortgage . You can use the Home Affordability Calculator from Progressive to get a specific estimate. : Most lenders look for a score of
Buying a home is one of the biggest moves you'll ever make. To help you "review" your options and readiness,
Before you start looking at houses, review your "buyability" to ensure you're ready for the long-term commitment. When you’re viewing a home, look past the fresh paint
: A popular framework suggests having 3 months of living expenses saved, 3 months of mortgage payments in reserve, and comparing at least 3 properties before deciding. 2. Property Evaluation Checklist