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: You will need the grandchild's full legal name, Social Security Number (SSN), and their TreasuryDirect account number to deliver the bond. 2. The Purchase Process

: Best for predictability . They earn a fixed interest rate and are guaranteed by the Treasury to double in value if held for 20 years. 5. Important Rules and Limitations

Buying U.S. savings bonds for grandchildren is a secure way to gift a financial foundation, though the process has moved almost entirely online through TreasuryDirect . While paper bonds are no longer sold at banks, you can still purchase electronic Series EE or Series I bonds as gifts. 1. Requirements for Gifting

: Each grandchild can only receive/own up to $10,000 of each bond type per calendar year.

: If used for qualified higher education, interest may be federally tax-free , provided specific income and ownership requirements are met.

: Log into your account and choose the bond series (EE or I).