To buy Series I Savings Bonds (I Bonds), you must purchase them directly from the U.S. government through the website. Unlike stocks or corporate bonds, they cannot be bought through standard brokerage accounts. 1. Core Requirements & Eligibility
: Interest is exempt from state and local taxes, though federal income tax still applies (unless used for qualifying higher education expenses). how to buy i bonds
: Visit TreasuryDirect and follow the prompts to "Open an Account". Choose "Individual" for a personal account. Set up security questions and a password. Authorize Funding : Link your checking or savings account. Execute Trade : Log in and select the "BuyDirect" tab. Select "Series I Savings Bonds" and click "Submit". Enter the amount you wish to purchase (minimum $25). Review the purchase and confirm. 3. Investment Limits To buy Series I Savings Bonds (I Bonds),
: The rate is a combination of a fixed rate and a variable inflation rate that resets every May 1 and November 1 . Choose "Individual" for a personal account
AI responses may include mistakes. For financial advice, consult a professional. Learn more How to buy bonds: A complete guide - Business Insider
: If you cash out before 5 years , you forfeit the last three months of interest earned.
: You will need your bank's routing and account numbers to link for electronic funds transfers. 2. Step-by-Step Purchase Process