How To Buy Health Insurance In Oregon Instant

: Before buying, use the Oregon Window Shopping Tool to preview plans and estimate savings. 3. Medicare (For Seniors)

: If you experience a qualifying life event (e.g., losing a job, getting married, or having a baby), you can enroll outside of the standard dates. How to Apply : Online : Use the official HealthCare.gov portal.

Buying health insurance in Oregon primarily involves two paths: the for low-income residents or the Health Insurance Marketplace for individuals and families who do not have coverage through an employer . 1. The Oregon Health Plan (OHP) how to buy health insurance in oregon

If you are age 65 or older, or have certain disabilities, you may be eligible for Medicare.

OHP is Oregon's Medicaid program, providing free or very low-cost health coverage. : Before buying, use the Oregon Window Shopping

: Based primarily on income. For 2026, adults (19–64) generally qualify if they earn up to 138% of the Federal Poverty Level (approx. $1,799/month for a single person).

: A newer program for adults with slightly higher incomes (138% to 200% of the FPL) who don't qualify for standard OHP but still need affordable care. How to Apply : Online : Use the official HealthCare

: You can apply at any time of the year at ONE.Oregon.gov . 2. The Oregon Health Insurance Marketplace