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Banks don't just look at your salary; they analyze your entire financial profile:
: A common guideline where you spend no more than 28% of your gross monthly income on housing costs and 36% on total debt . how much loan can i get to buy a house
: Some lenders may stretch your DTI to 50% if you have excellent credit or significant cash reserves . 📊 How Lenders Calculate Your Limit Banks don't just look at your salary; they