Secure a loan from a bank or credit union first; this makes you a "cash buyer" in the eyes of the dealer. 🏎️ Phase 2: Shopping & Testing (3–7 Days) This is where you narrow down your top three choices.
Bring your ID, proof of insurance, and your pre-approval letter. 🛑 Factors That Slow It Down how long does buying a car take
The dealership will wash the car and fill the tank while you finish signing. 🚀 Factors That Speed It Up Secure a loan from a bank or credit
Calculate your monthly payment, insurance, and maintenance costs. proof of insurance
Decide between new vs. used, gas vs. EV, and essential features.
If you buy on a weekend, your insurance agent might be closed, delaying your ability to drive off the lot.