To create a house buying checklist in Excel, you should structure your spreadsheet into distinct phases: , House Hunting Comparison , and Closing & Moving . 1. Financial Preparation Tab
List monthly take-home pay vs. current debts (student loans, car payments) to calculate your debt-to-income (DTI) ratio.
Include rows for your down payment (typically 20% to avoid PMI), earnest money, and closing costs.
Create columns for different lenders to compare interest rates, loan terms (15 vs. 30 year), and estimated monthly payments. 2. House Hunting & Scorecard Tab Use this to compare specific properties side-by-side. House Hunting Checklist for Home Buyer Must-Haves (PDF)
