Open to both first-time buyers and home-movers for properties up to £600,000.
You can buy a home for than its market value. government housing help to buy
The government guarantees a portion of the mortgage, encouraging lenders to offer 95% loans. Open to both first-time buyers and home-movers for
In 2026, government help for buying a home focuses on discounts, small deposits, and shared equity rather than the original "Help to Buy" loan, which has closed in most areas. 1. First Homes Scheme (England) government housing help to buy
The discount stays with the property. When you sell, the next buyer must also be eligible and receive the same discount. 2. Freedom to Buy (Mortgage Guarantee Scheme)