While there is no single "grant for single moms" at the federal level, several government and nonprofit programs provide down payment assistance (DPA), low-interest loans, and forgivable grants to help single parents achieve homeownership.

: Visit the HUD State Information Page and select your state to find local organizations and housing authorities that manage grant programs.

: Designed for low-income applicants in rural areas, these loans often require

Most "free" money is distributed at the state or city level through .

: Provides a path to homeownership with no down payment, no closing costs, and no credit score requirement. You can find their workshop schedule online.

Nonprofits often provide the most direct "free" financial assistance through grants that do not need to be repaid if you stay in the home for a set period.