A few states offered extra time, such as California , New York , and New Jersey , which extended deadlines into late January. Washington, D.C. had the latest deadline of February 4, 2026 . 💡 Can You Still Get Insurance?

Pay stubs, W-2s, or tax returns to estimate your projected annual income.

While the standard national window has closed, the following dates governed the 2026 enrollment cycle: Open Enrollment officially began.

For most Americans, the deadline to buy 2026 health insurance through the federal Marketplace was . However, depending on where you live or your personal circumstances, you may still have options to secure coverage now or for the upcoming 2027 cycle. 📅 Key Deadlines for 2026 Coverage

Losing a job-based plan, Medicaid, or COBRA.

You may be eligible to enroll within of a major life change, such as: