Credit Score To Get Best Buy Credit Card May 2026

: Can only be used for purchases at Best Buy and BestBuy.com. Annual Fee : $0. My Best Buy Visa® Gold Score Needed : 640+ (Fair credit).

To get approved for a Best Buy credit card, you typically need a credit score of for the Visa versions or 640 or higher for the store-only version . Best Buy offers three distinct cards, and when you apply, issuer Citibank automatically considers you for them in a specific order based on your creditworthiness. Credit Score Requirements by Card Type My Best Buy Visa® Platinum Score Needed : 700+ (Good to Excellent credit). Feature : Can be used anywhere Visa is accepted. Annual Fee : $0. My Best Buy® Credit Card (Store Card) Score Needed : 640+ (Fair to Good credit). credit score to get best buy credit card

While your credit score is the primary metric, Citibank also evaluates: : Can only be used for purchases at Best Buy and BestBuy

: Can be used anywhere Visa is accepted, but often carries an annual fee (around $59) to offset the risk of lower credit scores. Key Approval Factors To get approved for a Best Buy credit