: Requires . This is an "open-loop" card with no annual fee that can be used anywhere Visa is accepted. My Best Buy® Credit Card (Store Card)
: Requires . While it can be used anywhere, it often carries an annual fee , making it easier to obtain for those with lower credit scores as the fee offsets lender risk. The Application and Reporting Process
While your credit score is the primary driver, Citibank also considers:
The Best Buy® Credit Card reports to the credit bureaus once each month, within days after the end of your monthly billing period. Best Buy Store Card Credit Score Requirement - WalletHub
: Requires . This "closed-loop" card can only be used for purchases at Best Buy and on BestBuy.com. My Best Buy® Visa Gold