: Ensure you at least meet the state requirements of $15k/$30k/$5k for bodily injury and property damage.
Marco had considered the "Dollar a Day" or Special Automobile Insurance Policy (SAIP) , which provides very basic medical coverage for those on Medicaid, but ultimately he chose a more robust plan. He wanted to make sure he met the state minimums of $15,000 for bodily injury per person and $5,000 for property damage. Suddenly, a driver swerved. Crunch. car insurance company in nj
: A specialized "Dollar a Day" policy exists specifically for drivers on Federal Medicaid. : Ensure you at least meet the state
The humidity was thick as Marco pulled his sedan onto the Garden State Parkway. Like many New Jerseyans, Marco lived by a strict code of lane discipline and a healthy respect for the "no-fault" laws he’d only recently come to understand. Suddenly, a driver swerved
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A few months prior, Marco had been overwhelmed by his options. He’d heard that NJM Insurance Group was often cited as one of the best and most affordable in the state, but he also saw high rankings for Geico and Progressive. After a consultation with an independent agent at VIA Insurance Agency in Linden, he learned that New Jersey is a . This meant that if he ever got into a scuffle on the Turnpike, his own insurance would handle his medical bills regardless of who caused the dent.
Marco didn’t panic. He remembered the advice from a former insurance worker : take photos, get the other party's information, and check for a dashcam. He knew that even in a no-fault accident, his rates might see a slight hike because insurers look at the likelihood of future claims, but he felt secure knowing he hadn't skimped on coverage just to save a few bucks.