Can I Buy A House After Filing Chapter 13 File

: While FHA and VA allow immediate application after discharge, many individual lenders (investor overlays) may still impose their own 1–2 year waiting periods. Key Requirements for Approval Can you buy a house after bankruptcy? | Rocket Mortgage

: Lenders require a perfect record of on-time payments to the trustee for at least the preceding 12 months. can i buy a house after filing chapter 13

: Loans during active bankruptcy often require manual underwriting, where a human reviews your full financial story rather than an automated system. Waiting Periods After Discharge or Dismissal : While FHA and VA allow immediate application