: Lenders count your Basic Allowance for Housing (BAH) as qualifying income. You can use it to cover your monthly mortgage, essentially turning a housing allowance into equity.
: VA loans have no prepayment penalties , and if you receive PCS orders, your spouse can often fulfill occupancy requirements for you. The "3-to-5 Year" Rule buying a house in the army
Buying a home while in the Army is a powerful way to build long-term wealth, but it requires a different strategy than civilian homebuying due to the reality of frequent PCS moves and deployments. : Lenders count your Basic Allowance for Housing
: This is your primary tool. It offers $0 down payment , no private mortgage insurance (PMI), and typically lower interest rates. and if you receive PCS orders