Buy Power Card Credit Requirements 〈2026〉

No accounts more than 90 days overdue within the last 3 months.

Specific minimum income amounts are not publicly disclosed by Capital One or current GM card issuers. : Applicants must be at least 18 years old . buy power card credit requirements

: Lenders look for a clean history, typically requiring: No accounts more than 90 days overdue within

No declared bankruptcies or loan defaults in the last 6 months. : Lenders look for a clean history, typically

Limited recent inquiries (e.g., no excessive inquiries in the last month).

To qualify for the (now often referred to as the My GM Rewards Card ), you typically need a good to excellent credit score , generally defined as 700 or higher . While the card is no longer open to new applicants under the original "BuyPower" branding at Capital One, the equivalent GM rewards products maintain similar standards. Core Credit Requirements