Buy Phone Pay Monthly No Contract May 2026Both brands allow you to finance unlocked phones directly through their websites, often using services like Affirm. 2. Retailer Financing (Unlocked) I bought my phone (pixel 6) two years ago, refurbished. I use Mint Mobile, which lets you pay for your monthly service up front 3/ Mint Mobile buy phone pay monthly no contract Some no-contract carriers now allow you to pay for a phone in installments, though they may require a credit check or a "lease-to-own" agreement. Mint Mobile Both brands allow you to finance unlocked phones |