Affirm Buy Now Pay Later 95%

: Valued at approximately $21.22 billion as of April 2026.

: A primary growth driver, with its Gross Merchandise Volume (GMV) surging 159% year-over-year to $2.186 billion. Core Product Offerings affirm buy now pay later

Affirm is a leading "Buy Now, Pay Later" (BNPL) provider that offers consumers the ability to pay for purchases over time through fixed installments. Unlike many traditional credit options, Affirm emphasizes transparent pricing with no late fees or compounding interest. Company Overview & 2026 Financials : Valued at approximately $21

A major shift occurred in 2025 regarding how Affirm interacts with credit bureaus, impacting borrower credit scores more directly than in previous years. Affirm credit reporting policy affirm buy now pay later