This policy update significantly changed how the FDIC evaluates bank mergers, specifically regarding:
The number refers to a specific page of the Federal Register (89 FR 79136) published in late 2024, which contains the FDIC's Final Statement of Policy on Bank Merger Transactions . This policy update significantly changed how the FDIC
: Under the Bank Merger Act, the FDIC is barred from approving any merger that results in a monopoly or substantially restrains trade. This policy update significantly changed how the FDIC
: The policy places greater emphasis on how a merger might affect the stability of the U.S. banking system as a whole. Statement of Policy on Bank Merger Transactions This policy update significantly changed how the FDIC